Last updated: November 10, 2025

Privacy Policy – HKM Pay Last updated: November 13, 2025 Hare Krishna Movement Jaipur ("HKM Jaipur", "We", "Us", "Our") built the HKM Pay application as a free service provided exclusively to the Hare Krishna Movement Ogranization. This Privacy Policy explains how We collect, use, store, disclose, and safeguard Your information when You use HKM Pay ("Service", "App"). Please read this Privacy Policy carefully. By downloading, accessing, or using HKM Pay, You agree to the collection and use of information in accordance with this Policy.If You do not agree with any part of this Privacy Policy, please refrain from using the Service.

  1. About HKM Pay HKM Pay is a specialized payment-request application designed for internal organizational use. The app allows authorized user to: Submit payment requests Choose payment modes (UPI, bank transfer, etc.) Track transaction status Receive updates on approvals, rejections, or completed payments Important: HKM Pay is not a public digital wallet.Users can submit payment requests but cannot receive or send payments to other users inside the app.
  2. Information We Collect We collect information necessary to authenticate You, process Your payment requests, and operate HKM Pay securely. A. Account Information Full Name Phone Number Email Address Profile Image (with Your permission) Internal Verification ID Communication preferences B. Payment & Financial Information Bank Account Details (account number, IFSC, bank name) UPI ID (if used) Submitted payment requests Transaction history (amounts, dates, status) Service usage logs Payment method preferences C. Device & App Information Device ID Operating system information App version Login time stamps Crash logs (for troubleshooting) D. Permissions Requested From Your Device To ensure HKM Pay functions properly, We may request the following permissions: Camera Permission Used only when You choose to upload or update a profile photo through the camera. Storage Permission (Read/Write) Used only if You select a profile image from Your device gallery. Internet Access Required for communication with our servers, submitting payment requests, and receiving updates. Notification Permission Used to send You payment status updates or important service notifications. We request permissions only when needed, and only after You explicitly grant consent.
  3. Consent By using the App, You consent to the collection and processing of Your information as described in this Policy. Your consent may be: Implied, when You continue using the Service Explicit, for actions requiring permissions (camera, storage, etc.) You may withdraw Your consent at any time. However, doing so may limit Your ability to use certain features or access the Service.
  4. How We Use Your Information Your information is collected, used, and processed for the following purposes: To verify and authenticate Your identity as an authorized user To process payment requests and ensure accurate internal financial management To communicate payment status (approved, declined, pending, processed) To provide and maintain the Service, including account creation and updates To secure the platform and prevent fraud or unauthorized access To detect suspicious activity and maintain audit trails To improve app performance, features, and user experience To maintain compliance with financial regulations, laws, and internal audit requirements To generate internal reports (aggregated, non-identifiable) To fulfill any purpose disclosed to You at the time You provide the information We do not collect more information than necessary.
  5. How We Process Payment Information When You submit a payment request: Data is securely transmitted to our backend system Authorized personnel verify the request Payment is initiated through bank/UPI/payment gateway channels You receive real-time status updates Records are stored for audit and compliance Security Practices Data is encrypted during transmission Stored on secured servers Accessible only to authorized staff Protected as per applicable laws and internal compliance policies
  6. Storage, Protection & Security of Data We take reasonable administrative, technical, and physical safeguards to protect Your data. We do not sell, rent, trade, or exchange Your personal information. Information may be disclosed only: To banking institutions/payment partners to process Your request When required by law or government authorities To protect against misuse, fraud, or unauthorized access Your profile photo is uploaded only with Your explicit permission.Permissions for Camera and Storage are requested before accessing Your device.
  7. Data Sharing With Third Parties We may share necessary data strictly for functional and legal purposes: Authorized Third Parties Banks UPI service providers Payment gateway partners Government/regulatory authorities (if required) These parties: Are allowed to use Your data only to perform the service Must maintain confidentiality Are prohibited from using Your data for marketing or unrelated activities HKM Pay does not share data with advertisers or unrelated third parties.
  8. Legal Compliance We may disclose information when necessary to: Comply with legal obligations Respond to government or regulatory requests Enforce internal policies Investigate fraud, security issues, or rule violations Protect the rights and property of HKM Jaipur
  9. Data Retention We retain Your data only as long as required: While Your account remains active For legal, audit, and financial compliance For resolving disputes and enforcing agreements As required by tax regulations and banking laws Some financial records may be retained longer as required by law.
  10. Your Rights You have the right to: Access Your personal information Update or correct inaccuracies Request deletion (subject to legal exceptions) Withdraw consent Object to processing in certain cases Request a copy of Your data (data portability) To exercise your rights, contact us as per the "Contact Us" section below.
  11. Links to Third-Party Sites The App may include links to external websites or services.We are not responsible for the privacy practices or content of third-party sites. Please review their privacy policies before use.
  12. Children's Privacy HKM Pay is not intended for anyone under the age of 18.We do not knowingly collect data from minors.If we learn that a child has submitted personal information, we will delete it immediately.
  13. Changes to This Privacy Policy We may update this Policy periodically. Changes may be communicated by: Updating this page Modifying the "Last Updated" date Sending app or email notifications Requesting Your acknowledgment after major updates Continued use of HKM Pay constitutes acceptance of the updated policy.
  14. Contact Us If You have any questions, concerns, or requests regarding this Privacy Policy, please contact: Email: [email protected] Organization: Hare Krishna Movement JaipurApp: HKM Pay Please include Your registered phone number or email for faster assistance.
  15. Governing Law This Privacy Policy is governed by applicable laws.Any disputes will be handled in accordance with the appropriate legal jurisdiction. Acknowledgment By using HKM Pay, You acknowledge that You have read, understood, and agree to this Privacy Policy.